We will be closed on Friday, July 3, 2026 for 4th of July.
On your next statement you will see information regarding "verification of member accounts." This will be for period ending June 30, 2026. Please review carefully and respond to the name listed on your statement if there are any discrepancies found.
Fee Schedule CD Rates Loan Rates
| Item | Fee | |
| Skip-A-Pay | $20.00 for each loan payment skipped | Contact Swemp for further details. |
| Wire Fee | $25.00 | Swemp has to pay a fee to the bank we wire through. |
| Returned Check/ NSF | $15.00 | Processing Fee |
| Christmas Club early withdrawal | $5.00 | Excessive withdrawal will result in closing of the account. |
| Duplicate 1099 | $25.00 |
903-793-0989
Hours: 8:30 – 5:00 Monday – Friday