Swemp Federal Credit Union

KID POWER (Savings account for kids from 0 to 15 years)

Earns .50% interest quarterly

If you make more than 4 deposits per year your name will go into a special drawing at the Annual Meeting for a Cash Prize

When you are 18 you will receive a .50% discounted loan rate on your first auto loan if you were a member of the Kid Power Club. **certain terms apply

Call and ask about it today.

Christmas Club Account

Earns .75% interest

This is a great way to save money for Christmas shopping! You may periodically deposit into your club account or sign up for direct deposit/payroll deduction through your job. Christmas club funds are disbursed to your regular account on the first day of November. Any withdrawal from your club account prior to November, will result in a $5.00 fee.

Grow your savings faster with our great rates on Share Certificates!

We offer 6 month, 12 months and 24 months Please call the office for details as these rates may change at any time.

Regular Share/Savings Account

All members must open a share/savings account to become a member of SWEMP. To open an account , come to our office and bring your Driver’s License and your Social Security Card along with $20.00 minimum balance deposit. Call the credit union for more information on how to open an account. Even small savings can add up.

For young children, you will need to bring their Birth Certificate and Social Security Card.

We want to make things easier for you!

Make a payment to your SWEMP Federal Credit Union loans from any external account.

MAKE A PAYMENT

Verify Your Account

Create a 4-Digit PIN

Add your Preferred Payment

Make a Payment

What to Know

What you should know:

You will receive a text message informing you of the amount due on your loan. You will be able to review your payment options or you will be able to opt out of our text message service by texting "STOP".
The link will take you to a portal where you will be asked to verify your account with your account number and date of birth.
When you verify your account for the first time you will have to setup the following :
- 4 digit pin: once you have entered your account number and date of birth, it will prompt you to create a 4 digit pin. Store this information in a secure place as you will need this pin number to verify future payments.
- Preferred method of payment : to make a payment you will have to add your preferred form of payment in the portal. You can do this by selecting ADD NEW DEBIT CARD or ADD NEW BANK ACCOUNT which will prompt a secure website for you to input your information. If done correctly, there will be a message stating 'Payment Method Success' and you will be redirected to the payment portal.
Once your account has been successfully verified, you will be directed to the payment portal where you'll be able to see all of your loans and will also be able to select your preferred payment method.

Member Benefits

The fee for ACH transactions (taken directly from a checking account) and debit card transactions is 3.00.
Encrypted information guarantees your information is secure

Frequently Asked Questions

If I opt out of receiving text messages, will I still be able to pay my loans online?

Yes. You will have to access the payment portal through our website. However, you will not receive text notifications regarding payment reminders, and you will not be able to make a payment via text message.

How can I pay my account via text message?

Once you receive a text reminder, respond "Pay" to the same text. You will be asked to enter your PIN to verify your account. Once you have completed this process, your payment will be complete and you should receive a confirmation text.

Note: you will have to set up a 4-digit PIN and preferred method of payment prior to using text payments.

Online Banking

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